Is There An Unexplained Charge on your Credit Card? You May Be a Victim of Fraud!
Unfortunately, credit card fraud has become increasingly more common recently. Target was hacked and so are countless other websites and apps. Last week, the Better Business Bureau issued a fraud alert for people to check their bank statement for unexplained charges of $9.84. When scammers steal your credit card information, they test your account by charging a relatively small amount and see if you detect it. If the charge goes undetected by you, the scammers now have access to your card and will begin racking up other charges as time goes on.
So How Do I Fix This?
Fortunately for you, if you noticed this charge then you are in good shape. Simply call your bank and report the fraud. If your bank does not offer you a new card, simply request one to prevent this from happening to you again.
It is important to be diligent in checking over your bank statements and make sure that all charges that appear are ones you have personally authorized. Unfortunately, scammers are not a thing of the past and your credit card information will always be at risk but as long as you know how to search your bank statements, you should be in good shape from a potentially disastrous financial scam.
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